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A critical factor

I’m calling two banks today to apply for financing for my RV purchase. I’m calling a tiny bank I’ve used for years in Northern Michigan and a tiny bank we used to buy my husband’s house on the Gulf...

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Blogus Interruptus

I need to take a short break from this blog. I am sick of myself and my writing is starting to feel like narcissistic navel gazing. All of my plans are still on. But, of course, I need to be more...

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My New Plan

(Editor’s note: Apologies if you got an email with an old post yesterday. I was trying to take two posts off of private and they re-posted.) *** Realizing that in my neighborhood home prices were going...

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I can’t stop

I’m averaging about 15mpg, but it seems to be improving. I’ve heard these Mercedes Benz diesel engines get better after about 20K miles.  (I bought it with 8,700 and have about 13,800 now.)

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credit card debt update

Before I started blogging, I had about $51,000 in credit card debt that broke down, roughly, as: American Express: $32,000 Bank of America: $14,000 Bank of America: $5,000 By October of 2009, I had...

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Credit Card Debt/Finances Update – paid off another card!

After starting with over $51,000 in credit card debt on three cards, I am now down to $32,000 on one card! Credit Card Debt: American Express: $31,997 My interest expense on that card is about $250 a...

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October Travel Expenses

I’ve been really sick.  (Warning to solo travelers – always have any and all medicines you think you might need in your RV!) So, I’ve been laying in bed trying to figure out what I’m spending each...

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November Travel Expenses and Credit Card Debt Update

I’d rather not post this because I’m gagging on the numbers. That said, this exercise is not one in which I am intending to show you how ‘frugal’ I am, but more along the lines of when I posted “I...

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A Review of My RV

I think most of you know that I love my Mini, but since some of you are still in the shopping stage, I wanted to give you a hindsight review of my RV choice. What I love: It it really easy to drive. I...

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Out of Credit Card Debt in 2011!

. My biggest goal for 2011 is to be completely out of credit card debt. I have one card left: American Express: -$29,158.08 I cut some big expenses over the last two years, but didn’t ever do a hard...

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Tithing 10%

I was halfway to Quartzsite, had a meltdown and ran home to my husband. I am having a harder time being away from him right now. I’ve decided/felt/realized that I need to start giving away 10% of my...

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Living on $21K a year

I thought I was living simply before, but I am living far more simply now! Here is my updated budget as a single momma: Rent: $450 (all bills paid; I rent a bedroom in a big house with another family –...

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Mom and Baby in a Van?

As I posted previously, I am lucky to get 99.9% of my baby stuff completely free. In fact, I have to sort of bar the door and let people know, “Thank you, so much, but we really have been given enough...

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Living out of My Car – Step One

I think part of the appeal of getting back on the road is the desire to maintain the extreme simplicity of not owning a lot of STUFF. So, that is where I am going to start with my new vandwelling plan....

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Your Opinion on my Budget and Van Options?

I have a few different options I am considering. If you don’t mind helping me think this through, I’d love your feedback. Here is my current monthly budget: Rent: $450 Food: $250 Car: $360 Gas : $100...

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I stopped shampooing my hair.

Okay, so I know a lot of you are already doing this, but I have to admit that it never appealed to me. I liked my sudsy, scented shampoos and conditioners. I thought people who used other stuff must...

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How to Not Own Anything?

This seems to be part of what I am struggling with right now. What do I NEED to have? I can’t stop analyzing my RV, van, and trailer options. I am even researching tiny houses, earth bag houses, yurts,...

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